Even as the economy as improved, most Americans still remain concerned about making monthly housing payments – including rent or mortgage payments.

A survey by the Washington Post found that 53 percent of consumers said they were "very concerned" or "somewhat concerned" about their ability of making monthly housing payments. That was well above the percentage found two years ago, when just 37 percent of Americans expressed those concerns. However, the nation's unemployment rate has actually improved since then, and economists say the country is in a better financial state now than it was two years ago. Still, Americans remain wary of their ability to meet their debts.

"Effectively what the consumer is saying is that we don't care what the eggheads say – this still feels like a recession," Ken Goldstein, an economist with the Conference Board, told the Post.

The issues could raise the importance of landlords performing thorough credit checks and residential screening. With so many Americans pessimistic about their ability to afford housing, performing a thorough review of their income levels and payment history can give landlords a more accurate idea of what their potential tenant is capable of paying.

Job concerns continue to be a major concern for both tenants and landlords alike. The Bureau of Labor Statistics reported that the national unemployment rate was at 9.6 percent last month.